FHA Refi Crossroads

Not a government website. Independent education site, not affiliated with HUD or FHA.

Tool

MIP duration finder

Crossroads answer

Choose when your FHA case number was assigned and whether you put at least ten percent down. The finder shows the duration rule that likely applies and the page to read next. Nothing is preselected or stored, and it is not a government tool.

Last reviewed against the primary sources listed below.

About your FHA loan

Confirm with your servicer

Your servicer can confirm your loan's exact terms in writing.

MIP questions

Is this result official?

No. Only HUD rules and your servicer's records decide.

HUD and consumer sources