FHA Refi Crossroads

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FHA Refi Crossroads method

How we research

Crossroads answer

FHA Refi Crossroads is built from public rulebooks, agency explainers and official forms, read first-hand rather than summarized from other websites. HUD mortgage insurance rules and its mortgagee letters on premium duration are the main references, and they are rechecked first.

Last reviewed against the primary sources listed below.

Where questions come from

We start with the wording real readers use, collected from free public search suggestions, and keep only questions that fit this site's subject.

Sources we rely on

Pages cite these primary sources, among others. Each guide lists the exact sources it used at the bottom of the page.

How a page is checked

  1. Each rule is checked against the current version of its source document.
  2. Simplified explanations are reread against the original text.
  3. The review date at the top of the page is updated only after that check.

Pages written this way

About the FHA Refi Crossroads MIP duration finder

The FHA Refi Crossroads MIP duration finder runs in your browser on the numbers or answers you enter. Nothing is prefilled, stored or sent.

HUD and consumer sources